Alternative Data

Breaking Through to Gen X with Better Data

Urjanet conducted a survey of American consumers to understand how Gen X differs...

Amy Hou  |  January 9, 2018   |  Credit & Lending  

ID Verification for Credit Applications: How Utili...

Protecting consumer data and securing identity verification present an urgent pr...

Amy Hou  |  October 5, 2017   |  Credit & Lending  |  ID Verification  

SPARK 2017 Recap: The Infinite Possibilities of Al...

Check out the takeaways from our newest SPARK talk track, and learn how industry...

Amy Hou  |  September 26, 2017   |  Credit & Lending  

Understanding the Credit Scoring Landscape

Millions of Americans are underserved by the current credit scoring system. Urja...

Urjanet Inc  |  August 22, 2017   |  Credit & Lending  

Webinar Recap: The Credit Scoring Present and Future

Join us as we recap our webinar on the credit score present and future. Urjanet ...

Urjanet Inc  |  August 15, 2017   |  Credit & Lending  |  Data & Technology  

Senate Legislation Moves Credit Scoring in the Rig...

A new bipartisan bill was introduced on Tuesday to expand consumer access to hou...

Urjanet Inc  |  August 3, 2017   |  Credit & Lending  

The Intersection of Alternative Credit and Chinese Fintechs

Chinese fintech companies are racing to fill the gap of the unscorable by provid...

Urjanet Inc  |  July 31, 2017   |  Credit & Lending  

Expert Q&A with eCredable: Changing the Credi...

For years, banks have relied on the FICO credit score to determine whether a cus...

Urjanet Inc  |  June 16, 2017   |  Credit & Lending  

FICO Studies Alternative Data for Credit Score Ris...

For decades, credit scores have been generated by FICO, a data analytics company...

Urjanet Inc  |  June 15, 2017   |  Credit & Lending