Alternative Data

The Impact of Reporting Everyday Expenses on Credit Scores

Millions of consumers are shut out by current credit reporting standards. Here's...

Ma-Keba Frye  |  February 21, 2020   |  Credit & Lending  

Data Showdown: How Do Alternative Data Sources Compare?

When it comes to incorporating alternative data into risk models, the type of al...

Honor Donnie  |  January 27, 2020   |  Credit & Lending  

The Economic Impacts of Alternative Data on Financ...

In a world where 1.7 billion adults remain unbanked, the impacts of alternative ...

Honor Donnie  |  December 3, 2019   |  Credit & Lending  

How Consumer-Permissioned Data Is Reshaping Online Lending

Consumer-permissioned data has the power to improve the customer experience and ...

Honor Donnie  |  November 4, 2019   |  Credit & Lending  

Why Big Tech Is Dominating the Financial Services Sector

Big Tech companies have made it clear: they won’t just settle for Silicon Vall...

Honor Donnie  |  October 17, 2019   |  Credit & Lending  

What the FHFA Ruling Means for the Future of Alter...

The recent FHFA ruling approves the use of alternative data in credit scoring, w...

Rai Dey  |  October 3, 2019   |  Credit & Lending  |  ID Verification  

Majority of U.S. Adults Are Willing to Share Utili...

Urjanet surveyed more than 300 U.S.-based adults to better understand consumer s...

Amy Hou  |  September 13, 2019   |  Credit & Lending  

3 Reasons for Lenders to Give Decline Traffic a Se...

Though credit scoring has rapidly evolved over the past few years, one thing has...

Cole Greenberg  |  July 26, 2019   |  Credit & Lending  

The Stepping Stone to Self-Sovereign Identity

The ideal future of self-sovereign identity is still mostly hypothetical, but th...

Olivia Fowler  |  June 18, 2019   |  ID Verification