Alternative Data

Senate Legislation Moves Credit Scoring in the Rig...

A new bipartisan bill was introduced on Tuesday to expand consumer access to hou...

Urjanet Inc  |  August 3, 2017   |  Credit & Lending  

The Intersection of Alternative Credit and Chinese Fintechs

Chinese fintech companies are racing to fill the gap of the unscorable by provid...

Urjanet Inc  |  July 31, 2017   |  Credit & Lending  

Expert Q&A with eCredable: Changing the Credi...

For years, banks have relied on the FICO credit score to determine whether a cus...

Urjanet Inc  |  June 16, 2017   |  Credit & Lending  

FICO Studies Alternative Data for Credit Score Ris...

For decades, credit scores have been generated by FICO, a data analytics company...

Urjanet Inc  |  June 15, 2017   |  Credit & Lending  

From Underbanked to Understood: The Rise of Altern...

As the unbanked and underbanked population grows, it's time to start rethinking ...

Urjanet Inc  |  May 1, 2017   |  Credit & Lending