Credit & Lending

True or False: Utility Payments Directly Affect Yo...

Rumor has it that consumers' utility payments automatically contribute to their ...

Amy Hou  |  June 11, 2019   |  Credit & Lending  

Guppy Blazes the Trail for Financial Inclusion

Built on blockchain technology, Guppy’s unique model expands the opportunity f...

Amy Hou  |  May 2, 2019   |  Credit & Lending  |  Urjanet News  

Alternative Data: A Risk Management or Revenue Tool?

Risk or revenue – why not both? Alternative data benefits both risk managers a...

Amy Hou  |  April 4, 2019   |  Credit & Lending  

With Alternative Data, Global Financial Inclusion ...

With the help of fintech incubation, regulatory change, and institutional innova...

Amy Hou  |  March 14, 2019   |  Credit & Lending  

Forms of Financial Data Aggregation: Old and New

Financial data aggregation serves an important role in expanding credit access. ...

Amy Hou  |  February 4, 2019   |  Credit & Lending  

Top Alternative Credit Scoring Companies to Watch in 2019

As financial inclusion continues to be a hot topic, and alternative data is more...

Amy Hou  |  January 2, 2019   |  Credit & Lending  

A Comprehensive Guide to Alternative Data Sources

Alternative data sources are only as good as their ability to accurately predict...

Amy Hou  |  December 28, 2018   |  Credit & Lending  

Fintechs Gain an Edge Against Banks: An FRB Fintech Recap

At FRB Fintech in Philadelphia, extensive research and industry experts came to ...

Amy Hou  |  November 20, 2018   |  Credit & Lending  

3 Ways to Assess Credit Risk with Utility Payment Data

Alternative data is getting easier to access, but how do lenders actually use it...

Amy Hou  |  November 14, 2018   |  Credit & Lending