Solutions Sheet: Utility Data for Credit Risk Decisioning

Access utility and telecom data for deeper insights into consumer and enterprise payment histories.

Traditional credit scoring models have left millions of consumers underbanked. Close the lending gap and enrich thin and no-hit profiles with automated, user-permissioned access to data for up to seven tradelines. Through direct connections to utility accounts, the Urjanet Utility Data Platform programmatically captures and delivers utility bill data from our global network.

Download the solutions sheet to learn how it works.