Utility Data for Mortgage Proof of Occupancy Verification
Digitize occupancy verification and reduce fraud risk
Urjanet provides mortgage lenders and loan origination software providers with a digital proof of occupancy solution for verifying the residency address of your customers, including FHA and VA mortgage loan borrowers. Within minutes, Urjanet links you to the borrower’s online utility account, enabling occupancy verification using the most recent utility bill. Streamline the customer experience, increase operational efficiency, and meet compliance with ease.
Simplify proof of occupancy with touchless verification
With the shift from face-to-face to digital loan processes, collecting paper documents reduces efficiency, increases burdens for loan officers, and leads to a poor user experience for borrowers. Urjanet’s scalable technology provides a fail-proof approach to digital occupancy verification – helping to reveal synthetic identities and other fraudulent mortgage loan activity. Enable borrowers to connect their utility accounts from any desktop or mobile device and receive service and billing address data in near real-time.
A seamless consumer experience
Borrowers select their electric, gas, water, telecom, or cable account from a dropdown menu using the Urjanet account connection tool. The tool can be customized and embedded into any website.
Rapid, digital delivery of mortgage proof of occupancy
Accelerate Digital Transformation
“We partnered with Urjanet to provide a very seamless experience for our customer base to get that utility bill - very simple, very easy, very mobile-friendly and that allowed us to scale.”
Marcus Bontrager, EVP at Freedom Mortgage
Make the switch to touchless proof of occupancy.
Ready to get started on automating your mortgage proof of occupancy verification process? Fill out the form below to speak with one of our experts, and we’ll be in touch shortly.
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