Make the switch to touchless proof of occupancy.
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Utility Data for Mortgage Proof of Occupancy Verification
Digitize your proof of occupancy verification process
Urjanet provides mortgage lenders and loan origination software providers with a digital proof of occupancy solution for verifying the residency address of FHA and VA mortgage loan borrowers. Within minutes, Urjanet links you to the online utility account enabling you to verify occupancy using the most recent utility bill. Streamline customer experiences, increase operational efficiency and meet compliance with ease.
Simplify proof of occupancy with touchless verification
With the shift from face-to-face to digital loan processes, collecting paper documents reduces efficiency, increases burdens for loan officers and leads to a poor user experience for borrowers. Urjanet provides a fail-proof approach to verify occupancy – 100% digitally. Enable borrowers to connect their utility accounts from any desktop or mobile device and receive service and billing address data in near real-time.
A seamless consumer experience
Borrowers select their electric, gas, water, telecom, or cable account from a dropdown menu using the Urjanet account connection tool. The tool can be customized and embedded into any website.
A seamless consumer experience
A secure connection
After selecting their utility, borrowers connect their account using their login credentials just as they would on the service provider’s website.
A secure connection
Rapid, digital delivery of mortgage proof of occupancy
Within minutes, Urjanet delivers the most recent utility bill showing name and address, along with a PDF image of the original statement verifying proof of occupancy.
Rapid, digital delivery of mortgage proof of occupancy
