Risk Assessment

Consumers Embrace Sharing Account Payment History ...

Consumers are becoming comfortable with sharing their account payment history to...

Ma-Keba Frye  |  August 31, 2020   |  Credit & Lending  

How Incorporating Non-Traditional Data Into Credit...

As credit risk decisioning becomes less reliable due to the economic downturn, i...

Ma-Keba Frye  |  August 17, 2020   |  Credit & Lending  

KNOW Forum Recap: What’s Next for Identity a...

Check out a recap of our discussion with Hello Soda and Equifax on how alternati...

Ma-Keba Frye  |  June 18, 2020   |  ID Verification  

Why Rent Reporting Alone Is Not Enough to Build Co...

Rent reporting alone isn't enough to build consumer credit. Learn how incorporat...

Ma-Keba Frye  |  June 11, 2020   |  Credit & Lending  

The ABCs of Reporting Utility Payment Data

Reporting utility payment data can improve credit access for consumers and busin...

Ma-Keba Frye  |  April 30, 2020   |  Credit & Lending  

Data Showdown: How Do Alternative Data Sources Compare?

When it comes to incorporating alternative data into risk models, the type of al...

Honor Donnie  |  January 27, 2020   |  Credit & Lending  

The Small Business Challenge of KYC Compliance

The challenge of KYC is pervasive across financial services. Small businesses fa...

Honor Donnie  |  January 6, 2020   |  ID Verification  

How Consumer-Permissioned Data Is Reshaping Online Lending

Consumer-permissioned data has the power to improve the customer experience and ...

Honor Donnie  |  November 4, 2019   |  Credit & Lending  

What the FHFA Ruling Means for the Future of Alter...

The recent FHFA ruling approves the use of alternative data in credit scoring, w...

Amy Hou  |  October 3, 2019   |  Credit & Lending  |  ID Verification