Risk Assessment

How Consumer-Permissioned Data Is Reshaping Online Lending

Consumer-permissioned data has the power to improve the customer experience and ...

Honor Donnie  |  November 4, 2019   |  Credit & Lending  

What the FHFA Ruling Means for the Future of Alter...

The recent FHFA ruling approves the use of alternative data in credit scoring, w...

Rai Dey  |  October 3, 2019   |  Credit & Lending  |  ID Verification  

Majority of U.S. Adults Are Willing to Share Utili...

Urjanet surveyed more than 300 U.S.-based adults to better understand consumer s...

Amy Hou  |  September 13, 2019   |  Credit & Lending  

KYC Compliance: The Building Block to Verifying Cu...

From credit agencies to eCommerce merchants, businesses across sectors need to s...

Asia Casey  |  May 17, 2019   |  ID Verification  

Alternative Data: A Risk Management or Revenue Tool?

Risk or revenue – why not both? Alternative data benefits both risk managers a...

Asia Casey  |  April 4, 2019   |  Credit & Lending  

With Alternative Data, Global Financial Inclusion ...

With the help of fintech incubation, regulatory change, and institutional innova...

Asia Casey  |  March 14, 2019   |  Credit & Lending  

Forms of Financial Data Aggregation: Old and New

Financial data aggregation serves an important role in expanding credit access. ...

Amy Hou  |  February 4, 2019   |  Credit & Lending  

A Comprehensive Guide to Alternative Data Sources

Alternative data sources are only as good as their ability to accurately predict...

Amy Hou  |  December 28, 2018   |  Credit & Lending  

Fintechs Gain an Edge Against Banks: An FRB Fintech Recap

At FRB Fintech in Philadelphia, extensive research and industry experts came to ...

Amy Hou  |  November 20, 2018   |  Credit & Lending