Data Showdown: How Do Alternative Data Sources Compare?

When it comes to incorporating alternative data into risk models, the type of al...

Honor Donnie  |  January 27, 2020   |  Credit & Lending  

The Economic Impacts of Alternative Data on Financ...

In a world where 1.7 billion adults remain unbanked, the impacts of alternative ...

Honor Donnie  |  December 3, 2019   |  Credit & Lending  

What the FHFA Ruling Means for the Future of Alter...

The recent FHFA ruling approves the use of alternative data in credit scoring, w...

Amy Hou  |  October 3, 2019   |  Credit & Lending  |  ID Verification  

Alternative Data: A Risk Management or Revenue Tool?

Risk or revenue – why not both? Alternative data benefits both risk managers a...

Amy Hou  |  April 4, 2019   |  Credit & Lending  

With Alternative Data, Global Financial Inclusion ...

With the help of fintech incubation, regulatory change, and institutional innova...

Amy Hou  |  March 14, 2019   |  Credit & Lending  

Forms of Financial Data Aggregation: Old and New

Financial data aggregation serves an important role in expanding credit access. ...

Amy Hou  |  February 4, 2019   |  Credit & Lending  

A Comprehensive Guide to Alternative Data Sources

Alternative data sources are only as good as their ability to accurately predict...

Amy Hou  |  December 28, 2018   |  Credit & Lending  

Fintechs Gain an Edge Against Banks: An FRB Fintech Recap

At FRB Fintech in Philadelphia, extensive research and industry experts came to ...

Amy Hou  |  November 20, 2018   |  Credit & Lending  

3 Ways to Assess Credit Risk with Utility Payment Data

Alternative data is getting easier to access, but how do lenders actually use it...

Amy Hou  |  November 14, 2018   |  Credit & Lending