Fintechs Gain an Edge Against Banks: An FRB Fintech Recap

At FRB Fintech in Philadelphia, extensive research and industry experts came to ...

Amy Hou  |  November 20, 2018   |  Credit & Lending  

3 Ways to Assess Credit Risk with Utility Payment Data

Alternative data is getting easier to access, but how do lenders actually use it...

Amy Hou  |  November 14, 2018   |  Credit & Lending  

Top 5 Takeaways from Money20/20 2018

This year at Money20/20 2018, experts revealed new insights about the changing l...

Amy Hou  |  October 29, 2018   |  Credit & Lending  |  ID Verification  

New Credit Risk Models for the Unbanked Emerge

TransUnion’s taking alternative credit data mainstream with new credit risk mo...

Amy Hou  |  October 1, 2018   |  Credit & Lending  

Risky Business, Pt. I: Intelligent Automation for ...

Intelligent automation is changing how companies do business.  The impact is bi...

Amy Hou  |  August 7, 2018   |  Credit & Lending  

Unbanked and Underbanked Immigrants Reach for the ...

Despite rising political and social obstacles, Remitly reports that nine out of ...

Zahra Deinde-Smith  |  August 2, 2018   |  Credit & Lending  

Overcoming Fear of the Unknown: SMBs’ Misconcept...

According to CB Insights, mismanaging cash flow is the second most common reason...

Zahra Deinde-Smith  |  July 25, 2018   |  Credit & Lending  

Nonprime Lending: Risky Repeat or Savvy Adaptation?

What’s the first phrase that occurs to you when you read the words “2008 fin...

Amy Hou  |  July 17, 2018   |  Credit & Lending  

The New Rules of Online Lending

Asset-backed securities investors demand higher online lending standards. New ri...

Amy Hou  |  June 13, 2018   |  Blog  |  Credit & Lending