Urjanet debuts intelligent data platform to unlock new business for fintech companies

Global access to data from thousands of utilities, telecom, and cable providers now available through a single platform to support credit risk decisioning and identity verification.

The value of utility data is undeniable

"97% of credit files linked to utility payments showed an increase in credit score or a neutral impact."
The Impact of Positive Energy-Utility Reporting on Consumers, Experian
“While stricter identity verification procedures have been absolutely necessary, they have also left qualified applicants behind in the fray. Urjanet’s platform presents a promising solution to securely and reliably shed light on verified applicants and help fintechs and lenders grow their business.”
Travis Jarae, CEO and Founder One World Identity
“What we’ve seen is that when [alternative] data becomes visible to a lender, suddenly a much more comprehensive consumer profile is formed. In some instances, this helps them offer consumers new credit opportunities, and in other cases it might illuminate risk.”
Paul DeSaulniers, Senior Director of Risk Scoring, Trended Data and Collections Experian
“Organizations want access to more data points (just 13% say they have all the data they need) and see data linkages (the relationships between data elements) as a way to improve their identity verification processes.”
The State of Identity Verification Maturity in North America, Whitepages Pro
“Alternative credit data alone does not provide a comprehensive view of subprime consumers or tell their whole story, but when combined with traditional, particularly trended data, it can yield powerful results.”
Liz Pagel, Vice President of Consumer Lending Market Strategy TransUnion

Enhance your credit risk decisioning

Securely verify identity and address

Unlock the power of alternative data

alternative credit utility data

Credit Risk Decisioning

Access user-permissioned utility and telecom data for deeper insights into consumer and business payment histories.

identity verification utility data

Identity & Address Verification

Access user-permissioned utility, telecom, and cable bill data for accurate verification of consumer and business identities.

Ready to learn more? Let's talk.

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