Access consumer payment history on utilities across the globe
Urjanet provides permission-based access to consumer payment history on utilities directly from thousands of utility, telecom, and cable providers worldwide. Advance your risk models and gain deeper visibility into applicants with a proven source of alternative data for credit scoring and risk assessment.
Qualified applicants are hidden in your decline traffic. With accurate, reliable utility data for credit risk decisioning, you can increase approval rates and tap into new markets.
Rely on the predictive accuracy of utility and telecom payment history, retrieved directly from the source. Gain deeper visibility into thin- and no-file applicants with up to seven new tradelines.
Gain a competitive edge
Be among the first to access consumer payment history on utilities. Innovative data sources provide a new channel to advance your risk models in a constantly evolving industry.
Alternative data drives results
SimpleBills Helps “Credit Invisible” Students Build Credit
More than 125,000 students across 46 U.S. states use SimpleBills to manage their utilities. Residents can report their utility bill payment history to credit bureaus through SimpleBills, adding another tradeline to their credit report and building positive credit history. “The real value to the resident is that they do not have to get a loan," says Kevin Jones, SimpleBills founder and Executive Vice President. "They don’t have to go buy a couch or get a credit card or have their mom or dad cosign on a car to build up credit. Their utility bill is one they already pay every month.”
Do you have questions about how you can access consumer payment history on utilities with the Urjanet Utility Data Platform? Fill out the form below, and we’ll be in touch shortly.
Thanks for Subscribing!
Keep an eye on your inbox for content updates from Urjanet.
Privacy & Cookies Policy
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.